Motor Insurance technically provides protection against the losses incurred as a result of unavoidable instances. It helps cover against theft, financial loss caused by accidents and any subsequent liabilities. The cover level of Motor Insurance can be the insured party, the insured vehicle, third parties (car and people).

The premium of the insurance is dependent on certain parameters like gender, age, vehicle classification, etc. Motor Insurance gives confidence to drive fearlessly but at the same time should follow the traffic rules. In emergencies it acts like a boon to the insurer.